As a member of the High Court Enforcement Officers Association may I ask you to have a look at and complete the survey (link below) which has been commissioned by the Association.
Credit providers who lend subject to the Consumer Credit Regulations are restricted from using the High Court to collect debts arising from these agreements.
We believe the regulations which came into force in April last year have addressed many of the objections to this debt being enforced in the High Court and any remaining issues could easily be addressed at application stage or within the judgment.
The Ministry of Justice is presently undertaking the first of three audits to examine the outcome and unforeseen consequences of the new regulations. It is the Association’s objective to try and assess the demand from this sector for the same choice of methods of enforcement as creditors working outside the regulated market and also what effect de-restriction would have on the other enforcement methods which can be used.
The survey results are anonymous. However, if you are prepared to provide additional support we ask you to confirm your support to us or directly to the Association.
Kind regards
Simon Williamson
Director – Authorised High Court Enforcement Officer